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Ounceo

Buy gold with Bitcoin in Germany

German buyers benefit from EU-wide VAT exemption on investment-grade gold (≥99.5% purity). Silver attracts 19% VAT. After holding gold for 12 months, gains are tax-free for private individuals under §23 EStG. Ounceo ships FedEx Priority in 1 business day. No-KYC under $5,000 per order.

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Tax & customs summary

VAT / tax on gold0% on investment-grade gold (EU Directive 2006/112/EC)
VAT / tax on silver19% VAT
Import dutyNone within EU
FedEx Priority delivery1 business day
Ounceo KYC threshold$5,000 per order

Capital gains tax note

Under §23 EStG (Einkommensteuergesetz), gold held privately for more than 12 months is exempt from capital gains tax in Germany. This is the single most important structural advantage of gold over fiat savings for German residents.

Key points for Germany buyers

  • §23 EStG: gold held privately ≥12 months is CGT-free. Silver bars share the same treatment.
  • Silver coins (e.g. Maple, Eagle) historically attracted reduced 7% VAT via the differential margin scheme; this was abolished — silver is now 19% VAT.
  • Cash transactions above €10,000 trigger AML obligations under AMLD6; we apply $5,000 KYC threshold conservatively.

Best pick for Germany

Austrian Mint sovereign coin denominated in euros, .9999 fine, traditional pick for German bullion buyers; LBMA Good Delivery refiner.

Common questions from Germany buyers

Brauche ich KYC für eine Ounceo-Bestellung?+

Unter $5,000 pro Bestellung: keine Identitätsprüfung — nur die Lieferadresse. Über $5,000: vereinfachte KYC (Passport-Scan + Selfie).

Ist die 12-Monats-Spekulationsfrist wirklich noch in Kraft?+

Ja. §23 EStG bleibt unverändert für privates Gold. Nach 12 Monaten Haltedauer sind Veräußerungsgewinne steuerfrei. Konsultiere einen Steuerberater für deinen spezifischen Fall.

How long does FedEx take to Germany?+

1 business day from Switzerland. Delivery to all major German cities is reliable; rural areas may require a second delivery attempt.

What's next

Once you've picked a product, the rest of the process is the same regardless of country: add to cart, check out, pay in BTC/XMR/USDT/USDC/ETH on OxaPay's hosted page, receive FedEx tracking. See the end-to-end how-it-works page or open the Bitcoin pillar guide.

Want to compare us against domestic dealers in Germany? See our 2026 ranking.