Best bullion dealers for crypto in 2026 — ranked
In 2026, the seven most relevant crypto-accepting bullion dealers globally are Ounceo (best for Monero, international, and strict no-KYC under $5,000), JM Bullion (largest US catalog), APMEX (broad selection but routine ID requests), SD Bullion (lowest US premiums, restricted to US for crypto), Money Metals Exchange (established US brand), Bullion Star (Asia-strong + vaulting), and Suisse Gold (EU/UK BTC-only). Choice depends on geography, payment-method support, and KYC tolerance.
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Quick comparison
| # | Dealer | BTC | XMR | No-KYC threshold | Shipping | Notes |
|---|---|---|---|---|---|---|
| 1 | OunceoThis site | Yes | Yes | $5,000 per order | FedEx worldwide, insured | Crypto-native. Best for XMR holders + international. |
| 2 | JM Bullion | Yes | No | ~$10k cumulative | US-strong | Largest US catalog. Best for US buyers wanting BitPay convenience. |
| 3 | APMEX | Yes | No | $1k+ ID checks | US + select int'l | Deep catalog, but routine ID requests. |
| 4 | SD Bullion | Yes | No | Low | US-only for crypto | Lowest US premiums; crypto checkout US-restricted. |
| 5 | Money Metals Exchange | Yes | No | Standard US | US | Established brand, BitPay. |
| 6 | Bullion Star (SG) | Yes | No | KYC for physical delivery | Asia-strong + vaulting | Mixed model: vaulting + delivery. Higher premiums. |
| 7 | Suisse Gold (UK) | Yes | No | BTC-friendly under threshold | EU/UK | EU/UK-focused, BTC only. |
How we ranked them
The rank above prioritizes (a) breadth of accepted cryptos including Monero, (b) international shipping for crypto-paid orders, and (c) honest, threshold-based KYC. Dealers with deep catalogs but US-only shipping or routine ID requests rank lower not because they're worse businesses but because they serve a narrower segment of the crypto-paying market.
Frequently asked questions
Which dealer is best for European buyers?+
Ounceo for international FedEx shipping and Monero. Suisse Gold for UK/EU domestic if BTC-only is acceptable.
Which dealer is best for US buyers?+
If you don't need Monero or international, JM Bullion has the deepest catalog. If you want lowest premiums in the US, SD Bullion. If you want Monero or strict no-KYC policy, Ounceo.
Which dealer is best for Monero holders?+
Ounceo — accepts XMR directly with a 1.5% discount, ships worldwide. The few other XMR-accepting bullion dealers are US-domestic only.
Methodology
Each dealer was scored on: accepted cryptocurrencies, KYC threshold for crypto-paid orders, international shipping availability, premium on a standard 1 oz Gold Maple Leaf and Silver Eagle, and visible privacy posture. Sources: dealer T&C, public payment pages, BitPay supported-crypto list, community reports on r/Gold, r/Silverbugs, r/Monero.
Sources
- LBMA Good Delivery refiner list
- LBMA precious metals prices
- FATF Recommendation 22 (DNFBP)
- EU AMLD6 (Directive 2024/1640)
- EU VAT investment-gold exemption (Directive 2006/112/EC, Article 346)
- US FinCEN Form 8300 guidance
See also how Ounceo works end-to-end, our shipping and customs notes, the AML threshold policy, and the glossary.